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IFZA Costs & Review 2026

Last verified: April 2026

IFZA is a Dubai-based free zone with packages starting from AED 12,900, supporting up to 15 visa allocations, and moderate banking access. IFZA is Dubai's most popular budget free zone and the cheapest way to get a Dubai trade license. Located in Dubai Silicon Oasis, it offers packages from AED 12,900 for a zero-visa license — roughly half the price of the next cheapest Dubai zone. License issuance takes 2-5 business days with no physical office required. Originally founded in Fujairah in 2018, IFZA relocated to DSO in 2020 and now hosts approximately 5,000 companies. It operates exclusively through a B2B model: you set up through Professional Partners (accredited agents), never directly with IFZA. This creates a pricing advantage — agents typically offer Year 1 packages 20-70% cheaper than published rates. The trade-off is banking. We rate IFZA 'Moderate' with two formal bank partners (Wio Bank and Mashreq). Forum discussions consistently flag account opening as the biggest friction point. Since September 2025, all IFZA companies must submit annual financial statements — an added compliance cost that did not exist before.

From

AED 12,900

Established

2018

Companies

5,000

Max Visas

15

Banking

Moderate

IFZA Packages & Pricing

Zero Visa Package

3-year saves ~15%. 5-year saves ~30%.

License AED 12,900
Visas 0
Office Flexi Desk

Includes license and 3 business activities. Through agents, all-in cost can be AED 10,000–12,000.

Year 1 AED 12,900
Renewal AED 12,900

1 Visa Package

2-year saves ~15%. 3-year 1-visa package: AED 37,600–43,700 total.

License AED 14,900
Visas 1
Office Flexi Desk

Most popular package. Through agents, Year 1 all-in can be AED 20,000–25,000. Visa processing: 3–4 weeks.

Year 1 AED 28,790
Renewal AED 24,400

2 Visa Package

License AED 16,900
Visas 2
Office Flexi Desk

For founder + 1 employee or partner.

Year 1 AED 36,380
Renewal AED 27,400

3 Visa Package

License AED 18,900
Visas 3
Office Flexi Desk

Small team package.

Year 1 AED 43,970
Renewal AED 29,400

Pros & Cons

What we like

  • Lowest all-in Dubai free zone option — Year 1 with 1 visa achievable under AED 25,000 through agents
  • No physical office requirement — virtual/flexi desk options available
  • Fast license issuance: 2–5 business days
  • Up to 7 business activities per license (first 3 included free, extras AED 1,000 each)
  • Strong multi-year discounts: 15% (2-year) to 30% (5-year)
  • Remote company setup available — no need to visit Dubai initially
  • No minimum capital requirement
  • Improving banking relationships — Wio Bank, Mashreq, CBD partnerships
  • Mastercard AI-driven registration partnership launched August 2025

Watch out for

  • B2B-only model — must work through intermediary agents, direct pricing significantly inflated
  • Relatively young (Dubai presence since 2020) with weaker brand recognition than DMCC
  • Only ~5,000 companies — smaller networking ecosystem
  • Limited crypto licensing (no exchange/custody activities)
  • Mandatory financial statement submission for renewals from September 2025
  • DSO location is not central Dubai — may matter for client meetings
  • No warehouse or industrial facilities
  • Some reports of slow direct communication during peak periods

Visa Information

Max Quota

15 visas

Up to 6 visas on standard packages, but can be increased up to 15 with physical office upgrades

Processing Time

21 days

Renewal Cost

AED 4,000

Every 2 years

Dependent Visa

AED 4,500

Available Visa Types

Investor Employment Partner Dependent

Visa Cost Breakdown

Employee Visa

AED 3,750

Investor Visa

AED 4,750

Medical Standard

AED 450

Medical VIP

AED 850

Emirates ID Typing

AED 390

In Country Status Change

AED 1,600

3–4 weeks end-to-end including medical, EID, and stamping

Banking

Difficulty: Moderate

Partner Banks

Wio Bank Mashreq Bank

Formal partnerships with Wio Bank and Mashreq Bank. In-house banking team (banking@ifza.com). Realistic: 2–6 weeks. Wio Bank fastest for solopreneurs. High-risk sectors face AED 25,000–100,000 minimum balances. Significantly improved since 2022–2023.

Features

Mainland Trading

Via agent only. Mainland branch now possible under Resolution No. 11 of 2025 (AED 5,000 permit).

Physical Office Required

Dual License Allowed

Crypto Friendly

Partial — no exchange/custody. Consulting/advisory possible.

Shared Ownership

Free Zone to Mainland

Online Portal

Co-working Available

Audit Required

Mandatory from Sep 2025. Small (≤AED 3M): simplified. Medium (3M–50M): IFRS-SME. Large (>50M): full IFRS.

Share Capital Requirement

None required

Location

Recent Developments

  • Sep 2025: Mandatory financial statements for all license renewals
  • Aug 2025: Mastercard AI-driven digital registration partnership
  • Aug 2025: IFZA Panama launched — first Latin American free zone
  • Oct 2025: Representative office opened in China
  • Scale360 accelerator with Plug and Play for AI/sustainability startups

Frequently Asked Questions

How much does an IFZA license cost in 2026?

IFZA packages start from AED 12,900/year (zero-visa). A 1-visa package is AED 14,900 license, with total Year 1 around AED 28,790 including all fees. Through agents, Year 1 all-in can be AED 20,000–25,000.

Should I set up through IFZA directly or use an agent?

Always use a registered Professional Partner. IFZA's B2B model means direct pricing is 20–70% higher than agent pricing. Agents like Virtuzone and Creative Zone offer significantly better all-in packages.

How long does IFZA company setup take?

License issued in 2–5 business days. Full process including visa, medical, and Emirates ID: approximately 3–4 weeks.

Is it easy to open a bank account with an IFZA license?

Moderate. Partnerships with Wio Bank, Mashreq, and CBD. Realistic timeline: 2–6 weeks. Wio offers fastest digital onboarding. High-risk sectors face additional requirements.

Does IFZA require an audit?

Yes, since September 2025. Small companies (under AED 3M turnover, under 9 staff) submit simplified reports. Medium and large companies need formal audits. Budget AED 3,000–15,000/year for accounting.

Can an IFZA company trade on the UAE mainland?

Not directly, but Resolution No. 11 of 2025 allows free zone companies to obtain a mainland branch permit (AED 5,000, up to 6 months). Mainland revenue is subject to 9% corporate tax.

How many business activities can I have with IFZA?

Up to 7 per license. First 3 included free, extras AED 1,000 each. General trading add-on: AED 10,000. Total: 800+ permitted activities.

How much does an IFZA flexi desk cost in 2026?

IFZA does not require a physical office or flexi desk for its zero-visa license at AED 12,900. If you need workspace for meetings or a physical address, flexi desk options through IFZA's agent network start from approximately AED 6,300/year. This is optional — most IFZA licensees operate without one.

What is the IFZA license renewal cost?

License renewal from AED 12,900 + AED 2,200 establishment card + AED 6,300 flexi desk. Total annual renewal with 1 visa: ~AED 22,400–26,400. Multi-year discounts: 15–30%.

Is IFZA a good free zone?

IFZA is a strong choice for budget-conscious founders who want a Dubai address. Pros: lowest Dubai entry at AED 12,900, no office requirement, 800+ activities, 2-5 day license issuance. Cons: B2B agent model means pricing varies 20-70% between agents, banking rated 'Moderate' (expect 2-6 weeks for account opening), and mandatory financial statements since September 2025. IFZA works best for consultants, e-commerce operators, and freelancers. It is not ideal for businesses that need premium banking or institutional credibility — DMCC or DIFC serve that market.

Is IFZA a government company?

IFZA (International Free Zone Authority) operates under the authority of the Dubai government. It was established in 2018 in Fujairah and relocated to Dubai Silicon Oasis in 2020. While it functions under a government-regulated framework with official free zone authority status, IFZA operates a B2B model through Professional Partners (agents) rather than dealing with licensees directly. It is a legitimate Dubai free zone — not a private company.

Can I live in Dubai with an IFZA license?

Yes. An IFZA residence visa lets you live anywhere in the UAE — Dubai, Abu Dhabi, Sharjah, or any other emirate. Your visa is tied to your IFZA license, not to a physical location. Most IFZA licensees live in Dubai. The only requirement is occasional visits to Dubai Silicon Oasis or relevant government offices for visa-related processes like medical examinations and Emirates ID fingerprinting.

How do I cancel an IFZA license?

IFZA license cancellation requires: (1) settling all outstanding fees and fines, (2) cancelling employee visas and obtaining cancellation stamps, (3) closing your corporate bank account, (4) submitting a cancellation application through your agent, (5) returning your trade license and establishment card. The process takes 2-4 weeks. There is a cancellation fee — confirm the exact amount with your Professional Partner. You cannot cancel if you have active visas or outstanding audit requirements.

How much does IFZA company formation cost?

Total IFZA company formation cost depends on how many visas you need. Zero-visa setup: AED 12,900 (license only). With 1 visa the end-to-end cost is AED 28,790 — that covers the AED 14,900 license, AED 6,300 flexi desk, AED 2,000 establishment card, AED 3,750 visa fee, AED 450 medical, AED 390 Emirates ID, and AED 1,000 health insurance. Through agents, the same 1-visa formation runs AED 20,000–25,000 all-in. Add AED 3,000–5,000 for first-year accounting compliance since the September 2025 audit mandate. Budget AED 25,000–35,000 total for a realistic 1-visa company formation.

Does IFZA offer crypto licenses?

Partially. IFZA allows crypto consulting, advisory, and blockchain development activities but does not permit exchange, custody, or token issuance. A crypto-related activity add-on costs AED 5,000–20,000 on top of your base license (from AED 12,900). For full crypto exchange or custody licensing you need DMCC (which has a dedicated Crypto Centre) or apply to VARA for a Dubai virtual asset license. IFZA works for crypto consultants and blockchain service providers — not for businesses that handle customer funds.

How much does an IFZA employment visa cost?

IFZA employment visa costs AED 4,590 per person: AED 3,750 visa fee + AED 450 medical examination + AED 390 Emirates ID typing. Add AED 1,000 for mandatory health insurance — total AED 5,590 per visa holder. Investor visas cost AED 4,750 (AED 1,000 more than employee visas). In-country status change adds AED 1,600 if you are converting a visit visa. Dependent visas are AED 4,500 each. Visa renewal is AED 4,000 every 2 years. Processing takes 3–4 weeks end-to-end including medical, EID fingerprinting, and visa stamping.

What are IFZA license packages?

IFZA offers four standard packages: (1) Zero Visa Package at AED 12,900/year — license and 3 activities, no visa, no office required. (2) 1 Visa Package at AED 14,900 license — AED 28,790 Year 1 total including flexi desk, establishment card, visa, medical, EID, and insurance; renews at AED 24,400. (3) 2 Visa Package at AED 16,900 license — AED 36,380 Year 1 total; renews at AED 27,400. (4) 3 Visa Package at AED 18,900 license — AED 43,970 Year 1 total; renews at AED 29,400. All packages include 3 business activities (extras AED 1,000 each, up to 7). Multi-year discounts: 15% for 2-year, up to 30% for 5-year commitments. Through agents, Year 1 prices are typically 20–40% lower than published rates.

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Starting from

AED 12,900 /yr